Farley contended Maloney hasn't brought home enough money and resources for the district — which stretches across Orange and Putnam counties and portions of Dutchess and Westchester counties.
Farley even blasted the Republicans' tax reforms approved in 2017 that put a $10,000 cap on state and local income-tax deductions, which can hurt wealthy residents in the district.
Democrats, in particular Gov. Andrew Cuomo, have knocked the measure, and some Republicans from New York did vote against it in 2017. Maloney voted no on the tax reform bill, too.
"I will go down to Washington and make sure we negotiate a better deal," Farley said. "It's ridiculous that we have a $10,000 cap on state and local tax deductions when the average property tax bill in Westchester is close to $18,000 a year."
In a statement, Maloney didn't address Farley's entry into the race.
"The folks I work for want someone focused on solving their problems," he said. "There will be plenty of time to worry about politics next year."
Maloney, 52, has won election to the congressional seat three times in a district with about 28,000 more Democrats than Republicans.
Still, the district has been viewed as a swing one in New York.
Maloney won last year 55 percent to 45 percent over Republican James O'Donnell, but President Trump narrowly won the district over Hillary Clinton.
Maloney ran for re-election last year after losing in a Democratic primary for attorney general.
Farley lost statewide to Gillibrand by 67 percent to 33 percent as Democrats romped across New York in 2016.
Farley, 51, is a graduate of Stanford University with two engineering degrees, and she worked on Wall Street for UBS Capital and Goldman Sachs before founding Mistral Capital International, a private equity investment firm.
She is married to Richard Farley, a lawyer, and is helping raise his sons.
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